Do you need personal insurance?*
Houseowners Insurance:
This covers the buildings against fire, lightning
and explosion. Further, it covers the structures from
damage due to wind, water, hail, flood, storm, earthquake,
theft and malicious damage to name some but not all the
insured perils.
Householders Insurance:
This covers the contents of the household whilst contained
in the buildings against the perils noted above as well
as additional ones. Some cover is also provided for goods
outside the buildings like laundry and garden furniture.
All Risks:
This provides cover for goods you take away from
your home against all the above mentioned perils as well
as accidental damage or loss. This cover is worldwide.
As a thought, we can include accidental damage to your
household contents as well. Give us a call.
* This is a rhetorical question.
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